YES! It’s really simple; you come up with a down payment and you move in! Closing takes around 2 hours, start to finish! For the last 33 years we have been offering TRUE owner financing to individuals and families where we sell you a home without having to qualify at a bank. Oh, by the way, there’s no credit check.
How Much Down Payment Do I Need? And where can I get a down payment?
We are very flexible with down payment. We can offer you many options and we will always do our best to work with whatever funds you have available. You can even start out on a lease purchase and then move to owner financing at a later date when you have the additional money. Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment you can use that. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. Also, some of our buyers have used monies from settlements, lottery winnings, divorce pay outs and etc.
How Does Your Lease Purchase Program Work?
We can lease you the home while you pay extra towards that portion of the down payment that you lack. (Only on certain properties)
What Is The Interest Rate On Your Owner Financing?
Typical interest rates now range from 5% to 8% depending on the particular property. All credit is accepted and applications are necessary only to verify income and employment/self employment. Right now, qualified buyers with good credit can go out and buy any house available on the market. If you have good credit, we kindly ask you to please leave these homes for families that truly need a True Owner Finance. Call us at 913-268-3030 for more information.